Recently I started listing down my expenses in an app called Wally. It’s a great (free!) application that allows you to keep track of what you spend and you can even input a monthly budget so you can budget that amount. You can also scan receipts so that you have a file of those on your phone instead of tons of papers bulging in your wallet. There are loads of similar apps and I think it’s a good idea for anyone to try using something like this–unless you’re happy listing things manually, in which case I totally salute you! As long as you’re keeping track.
Now I learned one main thing from using this app– I spend a lot. Hehe.